Real Estate ROI Calculator
CASHFLOW
24 €/mo
CASH-ON-CASH
0.7%
DSCR
1.04
BREAKEVEN
Y26
Summary 📊
Investment
Total investment
162 000 €
Down payment
42 000 €
Loan-to-Value (LTV)
80.00 %
Credit
Monthly payment
601 €
Interest paid
60 224 €
Total repaid
180 224 €
Total operation cost
222 224 €
Rental
Net monthly income
625 €
Monthly cashflow
24 €
Annual cashflow
287 €
Break-even rent
874 €
Performance
Gross yield
6.67 %
Net yield
4.63 %
Cash-on-cash return
0.70 %
DSCR
1.04
GRM
13.9
Cap Rate
5.21 %
1% Rule
0.60 %
OER
26.9 %
Projections (year 25)
Property value
217 642 €
Monthly rent
1 306 €
Cashflow after loan
868 €
Cumulative cashflow
-1 672 €
Total return
215 970 €
Breakeven year
Year 26
Exit scenario (year 25)
Sale price
217 642 €
Capital gain
67 642 €
Remaining balance
0 €
Total profit
215 970 €
ROI
514.2 %
Annualized ROI
7.5 %
Stress test
Optimistic
Base
Pessimistic
Cashflow Y1
557 €
287 €
-253 €
Cashflow Y10
2 621 €
1 236 €
-997 €
DSCR
1.08
1.04
0.96
Breakeven
Y18
Y26
N/A
Total return
265 878 €
215 970 €
141 357 €
Property 🏠
Mortgage 💳
Rental 💰